What this category of data looks like
The data for large state-owned bank yields is sourced from internal business accounting systems and official compliant disclosure channels. There are two update schedules: deposit and loan base yields are adjusted regularly per regulatory requirements, while wealth product yields are updated each trading day. The data uses a structured format, including fields such as unique product identifier, yield type, corresponding term, effective start date, and issuing institution. Units are uniformly annualized percentage, with some scenarios including statistical period descriptions. The data must comply with applicable regulatory disclosure specifications.
Constraints imposed on conversation logs and auditing by these data characteristics
The characteristics of large state-owned bank yield data impose multiple constraints on conversation logs and auditing. Differences in data update schedules require logs to accurately mark data collection time and effective cycle to avoid log confusion from cross-cycle queries. The structured field specifications require logs to fully record parameters such as product identifiers and yield types from requests, to support audit traceability. Under compliance disclosure requirements, conversation logs must retain original requests and complete returned data, and support retrieval by institution and product dimensions. It is also necessary to meet the non-tampering and compliant retention rules required by regulators, and log access permissions must be strictly controlled, only accessible to authorized audit personnel, to ensure that the entire process of audit activities can be traced.
How to configure settings
| Configuration Item | Recommended Setting | Rationale |
|---|---|---|
log_full_record | Enabled | Fully retain user requests and returned yield data to meet audit traceability requirements |
log_retention_days | 1825 days | Meets the audit retention cycle requirements from large state-owned bank regulatory perspectives |
audit_param_whitelist | Includes product_id, yield_type, query_date | Matches the structured fields of large state-owned bank yield data to enable precise auditing |
timestamp_sync_rule | Sync data collection time and effective time | Differentiate yield data from different cycles to avoid cross-cycle log confusion |
export_audit_format | CSV structured format | Adapts to file import and verification specifications for regulatory audits |
immutable_log_switch | Enabled | Meets compliance requirements for unalterable audit logs |
The parameter values provided on this page are common starting points for configuration. Actual values are affected by material form, data volume, and business rules. Specific issues require case-by-case analysis, and it is recommended to test on your own samples before finalizing settings.
Three common configuration mistakes
- Issue: When calling the API to query yields, the Human field is empty in the response log. Cause: The original text of the user's query was not correctly passed in the request parameters, resulting in the log failing to record user interaction content.
- Issue: Specific product query records cannot be retrieved in audit logs. Cause: The
audit_param_whitelistfiltering rule was not configured, causing some request parameters to not be included in the log retention scope. - Issue: Exported audit logs do not meet regulatory verification requirements. Cause:
export_audit_formatwas not configured to use structured format, only plain text logs without field identifiers were retained.
How to confirm successful configuration
- Initiate a test query targeting a specific large state-owned bank wealth product, verify whether the request parameters and returned yield data are fully recorded in the log panel, to confirm that the configuration items are effective.
- Verify that the log retention cycle complies with regulatory compliance requirements, and confirm that the configured retention duration matches the corresponding rules.
- Attempt to export audit logs, confirm that the exported format is the preset compliant type, and that the log fields include necessary information such as product identifiers and yield types.
- Call the API to initiate a test request, confirm that the generated logs are correctly included, and that the parameters cover the scope configured in
audit_param_whitelist.
Question material comes from public community discussions. Configuration values are common starting points and should be measured against your own samples. Verified on 2026-09-14.