What the Data for This Category Looks Like
Data sources for this category include official portals of state-owned large banks, publicly disclosed sections of mobile banking apps, and public datasets from banking self-regulatory organizations. Two update schedules apply: deposit benchmark interest rate data adjusts quarterly alongside regulatory policy changes. Net-value wealth management product yield data updates daily after market close. Public documents mostly take the form of structured web tables or password-protected PDF product manuals. Core fields include product unique identifier, full product name, unit net value, seven-day annualized yield, daily per 10,000 unit earnings, and statistical cycle. Yield-related fields use percentage units. Daily per 10,000 unit earnings uses yuan as its unit. Net value uses yuan per share as its unit.
Constraints Imposed by These Characteristics on Tool Calling and Plugins
Dispersed data sources and inconsistent formatting require tool calling to adapt to API specifications and document parsing rules across multiple data sources. Differences in update schedules for different data types require plugin trigger logic to distinguish between high-frequency and low-frequency invocation scenarios. Fixed rules for structured fields and units require tool calling to configure unified field mapping and unit conversion logic. Mixed disclosure formats of encrypted PDFs and web pages for state-owned large bank public data require plugins to support both web structured scraping and password-protected PDF parsing workflows. Authentication and IP whitelist requirements for bank-exclusive APIs also require custom authentication parameter settings in plugin configurations.
Configuration Settings
| Configuration Item | Recommended Value | Rationale |
|---|---|---|
schedule_cron | 0 18 * * * | Net-value wealth management product yields from state-owned large banks are updated after 18:00 daily. This Cron expression ensures invocation occurs after data updates |
request_timeout | 300 seconds | Structured document parsing or API response times for large banks can be lengthy. Reserve sufficient timeout to avoid premature interruption |
auth_custom_header | {"Authorization": "Bearer {custom_token}"} | Most public APIs from large banks use Bearer Token authentication. Configure dedicated bank-specific tokens |
pdf_parse_password | Fill in as marked on product manuals | Some product manual PDFs from large banks require opening passwords. Match the password parameters disclosed officially |
field_mapping_list | 7-day annualized yield: seven_day_yield, net asset value: net_value | Field naming varies across large banks. Unify mappings to common standard fields |
max_retry_count | 3 times | Address temporary API fluctuations from large banks. Set a reasonable retry count to reduce invocation failure rates |
The parameter values provided on this page are common starting points for configuration. Actual values are affected by material format, data volume, and business rules. Specific issues require individual analysis. It is recommended to test on your own samples before finalizing settings.
Three Common Misconfigurations
- Phenomenon: Multiple API calls result in inconsistent session states, and consistent yield data cannot be retrieved. Cause: Session persistence parameters are not configured. Each call generates an independent session context.
- Phenomenon: Preprocessed yield values from the plugin fail to pass to the HTTP request component. Corresponding fields in the request body are empty. Cause: The parameter pass-through switch is not enabled in plugin configuration, or field names do not match during mapping.
- Phenomenon: Calls to large bank PDF parsing interfaces return a
403 Forbiddenerror. Cause: Correct IP whitelist or dedicated authentication tokens are not configured. This violates access restriction requirements for large bank APIs.
How to Confirm Proper Configuration
- Manually trigger plugin invocation. Review the returned HTTP request body to confirm preprocessed fields correctly pass to request parameters.
- Review plugin logs to confirm invocation times follow the configured Cron expression trigger rules. No invalid invocations occur outside update windows.
- Call the large bank public API interface. Check authentication results to confirm configured custom authentication headers work correctly.
- Parse the large bank product manual PDF. Compare extracted fields to officially disclosed content to confirm field mapping rules are active.
Question material comes from public community discussions. Configuration values are common starting points and should be measured against your own samples. Verified on 2026-09-14.