What the Data for This Category Looks Like
Data sources for insurance research reports include public industry research report platforms, industry analysis documents released by insurance industry associations, and internal product development reports of insurance companies. Update cadences fall into three categories: monthly updates, quarterly product analysis, and annual trends. Document structures typically include product clause analysis, market supply and demand data, actuarial parameter explanations, and key underwriting rules. Core fields include product name, coverage period, underwritten population scope, expected payout expenditure, and annualized revenue reference value, with corresponding units being none, year, person, yuan, and numerical unit respectively.
What Constraints These Characteristics Impose on Tool Calling and Plugins
Multi-source data sources require differentiated indexing rules to avoid content conflicts between identical types of research reports from different channels. Documents with different update cadences need corresponding scheduled synchronization cycles to ensure the latest quarterly reports are prioritized for recall. Long document structures require adjusting chunking parameters to avoid splitting paragraphs that contain complete actuarial logic. Features with many professional fields need field-level recall weight configuration to raise the recall priority of core parameters.
Configuration Settings
| Configuration Item | Recommended Value | Rationale |
|---|---|---|
chunkSize | 1200–1500 characters | Insurance research reports often contain long paragraphs of actuarial explanations. Excessively long chunks lose context, while excessively short chunks disrupt professional logic |
recallTopK | 6–8 results | Core information of insurance research reports is scattered across different sections. A sufficient number of retrieved segments ensures coverage of key parameters |
similarityThreshold | 0.72–0.78 | Insurance professional terms have high recognizability. A threshold that is too low introduces irrelevant non-insurance research reports, while a threshold that is too high misses content from relevant segmented products |
pluginExecutionTimeout | 90 seconds | Insurance research report parsing requires calling multi-source indexes, which takes a long time. The default timeout duration is insufficient |
multiSourceIndexPriority | Sorted as "Quarterly Reports > Monthly Updates > Annual Trends" | Matches the update cadence of insurance research reports, prioritizing recall of the latest analysis content |
fileParseChunkOverlap | 150–200 characters | Prevents long-section actuarial parameters from being split across two chunks, preserving contextual association |
The parameter values provided on this page are conventional recommendations used as starting points for configuration. Actual values are affected by material format, data volume, and business rules. Specific issues require case-by-case analysis, and it is recommended to test on your own samples before finalizing settings.
Three Common Mistakes
- Phenomenon: The number of research report retrieval results returned via API calls is far fewer than that in online chat, and core actuarial parameters are missing. Cause: The
recallTopKparameter was not configured in the API request, and the default low recall count was used. - Phenomenon: When calling the basic chart plugin to generate a pie chart, the returned Markdown format fails to render the chart normally. Cause: Standardized field names required by the plugin were not passed in accordance with plugin requirements. Fields from insurance research reports such as "coverage period" were not mapped to the category fields required by the plugin.
- Phenomenon: Frequent timeout errors occur during tool calling, and the error message shows
ETIMEDOUT. Cause: ThepluginExecutionTimeoutparameter was not adjusted, and the default timeout duration is insufficient to complete multi-source research report index recall.
How to Confirm Proper Configuration
- Initiate a test call, verify that the returned research report segments contain the expected insurance product fields, and adjust
similarityThresholduntil the retrieved content matches business requirements. - View plugin execution logs to confirm that no timeout errors triggered by
pluginExecutionTimeouthave occurred, and adjust the timeout duration based on log elapsed time. - Compare the return results of online chat and API calls to ensure that their recall parameters are consistent, eliminating result discrepancies.
- Upload a local insurance research report document to confirm that the parsed segment length falls within the configured
chunkSizerange.
Question material comes from public community discussions. Configuration values are common starting points and should be measured against your own samples. Verified on 2026-09-14.