What This Category's Data Looks Like
Core data for rural commercial bank financial reports comes from two sources: banking financial institution regulatory information systems, and the institution’s own disclosed annual, semi-annual, and quarterly operating reports. Update schedules vary by report type:
- Monthly regulatory submission data is updated by the 10th of the following month
- Quarterly reports are updated within 15 days after the quarter ends
- Full annual financial reports are disclosed by the end of April of the next year
Document formats are mostly Excel regulatory reports with fixed headers, or encrypted PDF official reports. Core fields include non-performing loan balance, agricultural-related loan balance, provision coverage ratio, capital adequacy ratio, and other special regulatory indicators. Units are uniformly ten thousand yuan or hundred million yuan.
Constraints Imposed on Tool Calling and Plugins
Plugins must adapt to the recognition and extraction of specific fields due to the special regulatory fields and fixed formats of rural commercial bank financial reports. General corporate financial report parsing rules cannot be directly reused. Plugins must support scheduled calling rules for monthly, quarterly, and annual frequencies to adapt to data analysis needs at different submission nodes, due to the multi-cycle update schedule of regulatory data. The tool’s file parsing module must adapt to long-text and multi-sheet Excel reports, and adjust upload and parsing timeout thresholds, due to the large file size and fixed format characteristics of the reports. Plugins must support dedicated database connections and permission verification, as some rural commercial bank financial reports require access via internal database connections.
Configuration Settings
| Configuration Item | Recommended Value | Basis |
|---|---|---|
PARSE_FILE_TIMEOUT_SECONDS | 300 seconds | Rural commercial bank annual financial reports include multiple regulatory reports, so the parsing process takes a long time |
UPLOAD_FILE_MAX_SIZE | 1800 MB | The file size of integrated multi-period data for rural commercial bank annual financial reports is large |
TOOL_FIELD_WHITELIST | ["不良贷款余额","涉农贷款余额","拨备覆盖率","资本充足率"] | Matches core regulatory and operating fields for rural commercial bank financial report analysis |
RECALL_TOP_K | Top 7 | Covers core indicators and auxiliary analysis data, avoids redundant results |
PLUGIN_MINIO_PATH_PREFIX | /bank/rural/ | Differentiates plugin storage paths for different banking scenarios |
DB_QUERY_TIMEOUT | 150 seconds | Multi-table join queries take a long time when connecting to rural commercial bank regulatory databases |
The parameter values provided on this page are common recommended starting points for configuration. Actual values are affected by material format, data volume, and business rules. Specific issues require case-by-case analysis, and testing should be conducted against in-house samples before finalizing settings.
Three Common Configuration Errors
- Phenomenon: When a file upload tool is called in a custom workflow, bound variable parameters result in empty returned fields, and the interface displays "Parameter format is invalid". Reason: The tool only supports passing publicly accessible file links by default, and upload permission for local variable binding is not enabled.
- Phenomenon: After running the financial report analysis plugin, stored files cannot be accessed, and no corresponding storage entries appear in the MinIO console. Reason: The plugin's MinIO storage path is not configured correctly, or the plugin is not granted read/write permissions for the target bucket.
- Phenomenon: A "500 Internal Server Error" is returned when calling the database connection plugin, and the log shows a connection timeout. Reason: The server IP where FastGPT is deployed has not been added to the access whitelist of the rural commercial bank regulatory database, or the associated account has insufficient permissions.
How to Verify Successful Configuration
- Upload a standard rural commercial bank quarterly financial report file, review the parsing log, and confirm that the preset core fields are correctly identified.
- After configuring MinIO storage, manually upload a test file, and verify that the file exists in the corresponding path in the MinIO console.
- Call the database connection plugin, execute a basic data query, and confirm that valid results are returned.
- Test the file upload function with bound variables, and confirm that a callable file path is generated after the variable is passed.
Question material comes from public community discussions. Configuration values are common starting points and should be measured against your own samples. Verified on 2026-09-14.