What the Data for This Category Looks Like
Financial report data for joint-stock banks comes from official regulatory disclosed periodic reports and temporary announcements. The update cadence is one annual report per year, one semi-annual report every six months, and material event announcements updated as events occur. Document structures include core financial statement sections, risk management sections, and business performance analysis sections. Fields include core indicators such as total assets at period end, operating revenue, and non-performing loan balance. Units are uniformly billion yuan or ten thousand yuan, with some indicators using natural value units and no additional percentage annotations.
Constraints Imposed by These Characteristics on Citation Source and Traceability
Since all financial report data originates from official public disclosure channels, the traceability link must clearly match the specific disclosed report version and channel to avoid citing non-official or expired content. Fixed update cadences and irregular temporary announcements require configuring regular synchronization and incremental update mechanisms to ensure financial report data in the knowledge base remains synchronized with official disclosures. Individual financial report documents are lengthy. When processing in chunks, care must be taken to avoid splitting key financial fields across different chunks, preventing context breaks during traceability. Fixed field structures and compliance requirements require configuring precise field-level matching rules to ensure cited content fully corresponds to the original financial report text.
Configuration Settings
| Configuration Item | Recommended Value | Rationale |
|---|---|---|
chunkSize | 800–1200 characters | Adapts to the single-chunk information density of joint-stock bank financial reports, avoiding splitting key financial fields across different chunks |
recallTopK | Top 6–8 results | Financial report analysis questions typically require multiple chunks of context to support analysis, covering core indicators and associated explanations |
similarityThreshold | 0.75–0.85 | Financial report fields have high precision requirements, filtering low-match irrelevant document fragments |
PARSE_FILE_TIMEOUT_SECONDS | 300 seconds | Parsing a single annual financial report takes a long time, preventing timeout interruptions during the parsing process |
rerankTopN | Top 3–5 results | Traceability displays need to be concise while covering core citation basis, avoiding interface information overload |
enableSourceTag | Enabled | Financial report analysis requires clear disclosure of sources to meet compliance and readability requirements |
The parameter values provided on this page are general recommendations used as a starting point for configuration. Actual values are affected by material format, data volume, and business rules. Specific issues require case-by-case analysis, and it is recommended to test on your own samples before finalizing settings.
Three Common Misconfigurations
- Scenario: The knowledge base has uploaded joint-stock bank financial report documents, the question-and-answer session shows that source data has been matched, but the final answer does not display cited content or prompts that no valid results exist. Cause: The
enableSourceTagconfiguration is not enabled, or thesimilarityThresholdsetting is outside the reasonable range, filtering correctly recalled document fragments. - Scenario: When using
text-embedding-3-largeas the indexing model, the service fails to respond for an extended period during startup or financial report document parsing. Cause: ThePARSE_FILE_TIMEOUT_SECONDSparameter is not adjusted, the embedding calculation time for long financial report documents exceeds the default threshold, and no retry mechanism is configured, leading to service blocking. - Scenario: After configuring an industry question-and-answer pair knowledge base, the generated answer does not strictly reuse the original text responses in the knowledge base, instead generating new natural language content. Cause: The
strictReplyconfiguration is not enabled, or therecallTopKsetting is too low, failing to recall fully matched question-and-answer pair fragments.
How to Verify Successful Configuration
- Upload a single joint-stock bank annual financial report document, wait for parsing to complete, then view the parsed chunked content to confirm that the chunk length adapts to the single-chunk information density of the financial report, with no key financial fields split across different chunks.
- Initiate a query targeting core financial report indicators, view the number and ranking of recall results to confirm that the recall and reranking values cover core citation fragments.
- View the traceability module of the question-and-answer result to confirm that the source document name, paragraph position and other information are displayed, verifying that the source citation configuration has taken effect.
- Upload a set of preset industry question-and-answer pairs, initiate a matching query to confirm that the returned content fully matches the original text responses in the knowledge base, verifying that the strict reply configuration has taken effect.
Question material comes from public community discussions. Configuration values are common starting points and should be measured against your own samples. Verified on 2026-09-14.